Updated: December 6, 2021

Homeowner Assistance Fund Program Updates

Currently, the Florida Department of Economic Opportunity (DEO) is awaiting approval of the state of Florida's Homeowner Assistance Fund Needs Assessment and Plan by the United States Department of the Treasury (U.S. Treasury) to implement the state's Homeowner Assistance Fund (HAF) program for eligible homeowners. The state of Florida submitted its HAF Plan on August 20, 2021, for review and approval, and it is subject to change based on future guidance. Once the HAF Plan is approved, DEO will implement the program. DEO will provide additional information once the program is operational and available for homeowners in need.       

In the meantime, if you are a homeowner in need of assistance, we encourage you to reach out to your mortgage lender or servicer to inquire about resources available to you. Income-qualified individuals may also be eligible for economic assistance through the Community Services Block Grant, the Low-Income Home Energy Assistance Program, and the Weatherization Assistance Program. To learn more about these programs and how to apply, find the Community Action Agency that serves your county: www.FloridaJobs.org/FindYourLocalCAA.

Please continue to visit this page for additional information on the Florida Homeowner Assistance Fund as more details become available. 

Homeowner Assistance Fund Program Overview

HAF is designed to mitigate financial hardships associated with the COVID-19 pandemic by preventing homeowners’ mortgage delinquencies, defaults, foreclosures, loss of utilities, home energy services, and displacement. Financial assistance will be provided based on the needs of homeowners in Florida and determined upon the U.S. Treasury's approval of the plan.
More than $676 million has been allocated to the state of Florida through the Homeowner Assistance Fund. The Florida Department of Economic Opportunity (DEO) has been designated to manage and operate the Homeowner Assistance Fund on behalf of the state of Florida. 

Under guidance provided by the U.S. Treasury, eligible participants must: own a one to four-unit residence that is their primary residence; have experienced a financial hardship after January 21, 2020, (including a hardship that began before January 21, 2020, but continued after that date); and have incomes that are less than or equal to 150 percent of the area median income or 100 percent of the median income of the United States, whichever is greater.

Established under Section 3206 of the American Rescue Plan Act of 2021, the Homeowner Assistance Fund provides $676,102,379 in financial assistance to the state of Florida through the United States Department of the Treasury.

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Program Resources

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