Rebuild Florida Business Loan Fund
The Rebuild Florida Business Loan Fund is a program created to provide financing to assist businesses with resiliency efforts. The funds will address the current gap in available, affordable capital for businesses that can be used for inventory purchases, construction, working capital, equipment financing and more.
Florida Small Business Emergency Bridge Loan
The Florida Small Business Emergency Bridge Loan Program provides short-term, interest-free working capital loans that are intended to "bridge the gap" between the time a major catastrophe hits and when a business has secured longer term recovery resources.
Rural Community Development Revolving Loan Program
The Rural Community Development Revolving Loan Program provides financial assistance to local governments in the form of a loan or loan guaranty for projects that will maintain or create new jobs and increase the economic vitality and diversification of Florida's rural counties and communities. The program provides loans for uses such as the purchase of equipment; the acquisition, construction or improvement of buildings; and acquisition of land and water/sewer projects.
State Small Business Credit Initiative
Originally created in 2010 and reauthorized as part of the American Rescue Plan Act of 2021, the State Small Business Credit Initiative (SSBCI) allocates funding through the United States Department of the Treasury (Treasury) to states for their own capital access initiatives. In the coming months, the Department of Economic Opportunity will submit a plan to the Treasury that details how Florida will utilize SSBCI funds to provide access to capital for targeted small business population(s).
More information will be available pending guidance from the Treasury.
Microfinance Guarantee Program
The purpose of the Microfinance Guarantee Program is to improve the ability of entrepreneurs and small businesses to access capital offering loan guarantees to lenders that extend credit.
Black Business Loan Program
The Black Business Loan Program offers alternative lending solutions to Florida-based black owned small businesses by providing short-term loans and technical assistance.
Prospera
Prospera provides technical assistance and financial education to Hispanic-owned businesses and entrepreneurs.
Urban League of Broward County
The Urban League of Broward County provides technical assistance and capital to entrepreneurs and minority-owned businesses.
Brownfield Area Loan Guarantee Program
Florida's Brownfield Area Loan Guarantee Program (see section 376.86, Florida Statutes - Brownfield Areas Loan Guarantee Program) is just one of the Brownfield incentives available for developers of Brownfield sites. The limited state loan guarantee applies only to 50 percent of the primary lender's loan for redevelopment projects in Brownfield areas with two exceptions for healthcare facilities or affordable housing provided they meet the Additional information: